Now is your chance to borrow some of your home's hard-earned equity with a Toyota FCU Home Equity Line of Credit (HELOC) at interest rates below Prime. Use only what you need, when you need it, and only pay interest on the portion you use.
Borrow Against Your Home’s Equity at Below Prime Rates

Whether you're planning a kitchen remodel, a new pool for summer or a long-awaited vacation, now is your chance to borrow some of your home's hard-earned equity at interest rates below Prime.

For qualified borrowers, Toyota Federal Credit Union's Lifestyle Home Equity Line of Credit (HELOC) presents a significant number of advantages:

  • Fee-Free - No annual fee, no application fee, no appraisal charge and no closing costs.
  • Convenient - Apply via ePower Online Services and receive a decision within 90 seconds!
  • Easy Access - Access your funds via online banking, PAL or check; cash reserve available for ten years.
  • Flexible - Use only what you need, when you need it, and only pay interest on the portion you use. It's a revolving line of credit you can use over and over again as you pay it off.
  • Deductible - You may be able to deduct interest paid - consult your tax advisor to be sure.

Your best source for extra cash is just a click away. Apply online at www.toyotafcu.org, or call 800.230.3306 for more information.

*All loans subject to credit approval and underwriting guidelines. Terms and fees subject to change without notice; recovery fees apply if LifeStyle Equity Line closed within 3 years.