Beginning July 16, 2007, each time you access your Toyota FCU account via the toll-free PAL line at 800.230.3306, you will be prompted for the last four digits of your Social Security Number in addition to your account number and PIN.  This secondary authentication field provides an additional layer of security against unauthorized account access.

For more information about Multi-Factor Authentication on PAL, please e-mail, or call us at 800.230.3306.

Enhance your online banking experience with Multi-Factor Authentication, a new security service to further help protect members from identity theft.

This superior security technology prevents your accounts from unauthorized access. It identifies you as the true "owner" of your accounts by recognizing not only your password but your computer as well. If we don't recognize your computer - you've logged in from a public computer or one you haven't used before - we'll ask you for information that only you will know as an additional line of defense (challenge questions) to prevent unauthorized access. With Multi-Factor Authentication, you will be protected from whatever computer you're using, whether you're at home or on the go.

Multi-Factor Authentication will:

• Defend against identity theft and fraud
• Provide security from any computer, wherever you are
• Make it easy for you to bank online anytime, anywhere

Just one more way to ensure online fraud protection, everyday and everywhere!