2c6_Credit Cards



	Credit Cards

	Today, a credit card is the universal currency of choice for business travelers, shoppers and vacationers. Toyota Federal Credit Union offers three exceptional cards that give you more and cost you less. Each of our cards feature:

	An instant-decision application A great, low interest rate No annual fee* Generous credit limits A 30-day grace period Worldwide convenience
	Our Cards Pay you Back
	Our Platinum MasterCard, Gold MasterCard and Visa Classic provide extra value to your membership with options that reward you for your purchases:

	Choice Rewards Option
	Choice Rewards gives you one “point” for each $1.00 you charge on your MasterCard or Visa. Points may be redeemed for a variety of special rewards, including: Air travel, cruises, hotel rooms, car rentals, gift certificates. Also available is a wide range of merchandise, such as: tools, electronics, jewelry, appliances, cookware, recreational items and more. Some of the most popular brand names in the country are included in the program: Carnival, TGI Friday’s, Hyatt, Marriott, Home Depot, Avis, Alamo, Pottery Barn, Macy’s, Blockbuster, Barnes & Noble, Chili’s, Hard Rock CafÈ, Land’s End, Old Navy and more.

	Cash Back Option
	Instead of accumulating points, you can choose to receive 1% cash back on purchases. Your rebate will automatically be calculated and paid back annually.

	Online Credit Card Information
	Log onto ePower Online Services to view your credit card account information. Look for the link under the "Loan Summary" section in Account Manager. In addition to viewing your account, use this tool for all this and more:

	Activate a new card View account balance and statement information Download statements to Quicken™ or Microsoft Money™ Submit Customer Service inquiries

	Apply Right Here
	Apply now and receive an answer in just 90-seconds!. For more information, please contact us by email or at 800.230.3306.

	*There is no annual fee for either the Platinum or Gold MasterCard. A nominal annual fee for the Visa Classic card is waived the first year. See additional disclosure information for details. All credit cards subject to credit approval.