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  FREE Checking  
     
  FREE Checking requires no minimum balance after an initial deposit of just $25. That’s all that’s required to start saving money with this simple, yet elegant account. FREE Checking earns no dividends, but does offer you increased purchasing power and many valuable features.  
     
 
  • No monthly maintenance fees
  • No per-check fees
  • No minimum balance requirement
  • No direct deposit requirement
  • Free 24/7 Internet home banking
  • Free ATM/Visa Check Card
  • Ten free transactions at other institutions’ ATMs
 
     
 
Feature/
Requirement
Interest Checking
FREE Checking
Monthly Fee
$5.00, if average daily balance less than $500
Free
Minimum Balance Required
None
None
Earns Dividends
Yes, with average daily balance of $1,000
No
ATM/Visa Check Card
Yes
Yes
Foreign ATM Transactions
4 free per month; $1.00 per thereafter
10 free per month
$1.00 per thereafter
Overdraft Protection
Yes
Yes
Account Manager
Free
Free
eStatements
Free
Free
Bill Manager
(bill pay)
Free
Free
 
 
 
 
 
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